I need to take a personal loan out for living expenses while in graduate school – how do I do it?

Midnight Runner asked: I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get [...]

What is the best debt counseling company?

Johnny asked: What is the best debt counseling company?

I’m trying to help my friend get out of massive credit card debt. I need a good, reliable debt counseling company.

How does the personal loan from banks such as Bank of America or Citibank work?

BeBeAdY asked: I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. [...]

Is financial analysis and consolidating debt really worth it?

AliyahMichelle asked: My boyfriend and I just had a financial analysis done but haven’t gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can’t handle. On the other hand we are [...]

What happens when you don’t have to money to pay the difference on a car repossession?

Britt’s Mom 03 asked: What happens when you let your car be repossessed, but you don’t have the money for the difference in what they sell it for and what you owe?

How can you go about getting a personal loan from a bank? What collateral do you usually need?

Mike D! asked: I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if [...]

Personal Loan?

forplay802 asked: looking for a personal loan to an Autralian resident. Looking to consolidate debts, and am prepared to make weekly, repayments. Any advice or offers appreciated. Not looking for small loans…
Cheers

Where is the best place to borrow a personal loan from?

thespaceofmyheart asked: I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?

How do you obtain a personal loan from a bank?

juicy asked: I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for [...]

How much debt would it take for you personally make the decision to file bankruptcy?

dee b asked: I know bankruptcy should be a last resort but some people have different personal limits. I would like to know your personal answer.

What’s the least amount of debt it would take for you to make the decision to file bankruptcy? And what is your annual income if you don’t mind?