Survivalist Chronicles

cara asked:


I’m just wondering if we should do a home improvement loan, refinance our mortgage, do a home equity loan, etc.
We are looking at doing siding, some windows, soffits and fascia, etc.

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Honda asked:


If major banks go bankrupt then what will happen to their debt? In other words, if a person owns couple thousands of dollars in credit card debts and the banks go under, is there still obligation to pay the debt?

(This is theoretically question)

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Aimee M asked:


I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

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blueunicornapopka asked:


Most of my debt consists of medical bill leftovers (the amount after insurance) that has gone to collection. I have not seen anything that deals with those types of bad credit. They say medical is not supposed to affect your credit but it does.

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oznerol62481 asked:


I have had my car loan for about a year now, and have never missed a payment. My co-signer declared bankruptcy about six months ago, but my finance company told me as long as I continued to make the payments they would contact me about removing the co-signer/refinancing to make me sole borrower. They never contacted me, but I continued to make the regular payments by check (which they cashed each month) but now the company is telling me I am three months behind and they are going to repossess. I had no prior correspondence (either written or verbal) about non-payment or even late payment until about a week ago when they started threatening repo. I am already requesting the cancelled checks from my bank to show proof of payment, but is there anything else that can be done? I am just so frustrated that I have done nothing wrong (i.e. I have been faithfully paying for my vehicle on time and the full payments) for over a year and am now facing this. Help!

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Amy Dean asked:


My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?

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Yukidaruma1278 asked:


I’m an American very concerned about this. What would happen to me should the govt go bankrupt?

Is bankruptcy possible under current circumstances?

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Arianna B asked:


I do not want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the cash and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please do not say prosper cause all that did was make me keep requesting and noone ever assisted.

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R H asked:


I am currently bankrupt and have moved around a bit. I now know that I was supposed to update my address while bankrupt but I havent. It says that it is an offence to not update details and I was wondering if anyone know what the penalty was for not updating?

Thanks in advance for your help.

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Midnight Runner asked:


I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get my first paychecks (I’ll also have a part time job). How do I go about getting this personal loan? Any warnings or tips? Thanks so much.

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