New homeowners need personal loan for debt consolidation and home improvements?

domonique_00 asked: My husband and I closed on our first home on 8/31. Our loan was financed 100%. We are now looking to consolidate our credit and auto debt into one along with major home improvements that need to be done. . They total $35k. Where is the best place to [...]

Should we wipe out savings or go with home equity line of credit to finance home improvements?

boots asked: My husband and I are debating how to finance some home improvement projects. He says use savings, I say use a line of credit(repay within two years hopefully) I am afraid if we use savings we will never replace it. He doesn’t want debt. Any opinions?

what is the best way to finance home improvements?

cara asked: I’m just wondering if we should do a home improvement loan, refinance our mortgage, do a home equity loan, etc.
We are looking at doing siding, some windows, soffits and fascia, etc.

What will happen if major banks go bankrupt?

Honda asked: If major banks go bankrupt then what will happen to their debt? In other words, if a person owns couple thousands of dollars in credit card debts and the banks go under, is there still obligation to pay the debt?

(This is theoretically question)

How do I go about getting a personal loan when I have no credit?

Aimee M asked: I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick [...]

You hear about credit card debt all the time. What do you do when the debt is medical bills?

blueunicornapopka asked: Most of my debt consists of medical bill leftovers (the amount after insurance) that has gone to collection. I have not seen anything that deals with those types of bad credit. They say medical is not supposed to affect your credit but it does.

What do I do if my bank is threatening repossession but my payments are current?

oznerol62481 asked: I have had my car loan for about a year now, and have never missed a payment. My co-signer declared bankruptcy about six months ago, but my finance company told me as long as I continued to make the payments they would contact me about removing the co-signer/refinancing to make me sole [...]

How can I get a personal loan for 4 thousand dollars without collateral?

Amy Dean asked: My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?

What would happen if the US govt went bankrupt? How would that affect the typical American?

Yukidaruma1278 asked: I’m an American very concerned about this. What would happen to me should the govt go bankrupt?

Is bankruptcy possible under current circumstances?

I need a guaranteed personal loan for people with bad credit. Not a payday loan either, any suggestions?

Arianna B asked: I do not want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the cash and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please do not say prosper cause all that [...]