Comments on: What do I do if my bank is threatening repossession but my payments are current?

By: jussamagin2

jussamagin2 — Fri, 04 Sep 2009 15:48:31 +0000

I would suggest phoning a lawyer and asking him/her to file an INJUNCTION against their taking the car until the dispute is settled. If it’s getting to the point where minutes count, visit your bank personally (where you have your checking account) and ask for the cancelled checks or copies of them to be handed to you right then. Tell them you will wait there until they are ready. If they have to keep looking at you standing there, they will get it done more directly. When you get your cancelled checks, call and make an appointment with a supervisor or manager in the Credit or Loan Department where the car note is being called in, and bring them in to discuss the problem in person. Be clear and respectful but make sure they know that if this cannot be resolved immediately, your attorney will take over from you and get it done. You have rights and they are not being respected in this situation. Don’t let the Big Boys beat you. Good luck!

By: Karen B

Karen B — Wed, 02 Sep 2009 14:24:34 +0000

Since you have a computer go to your banks online service bring up the payments. Call the Loan Company while online discuss it with the manager in charge. Explain to them the problem you are haveing. A Friend of mine just went through this an she claim bankruptcy just prior to this but kept the car and payment. But what had happened is the payments go to a lock box and sit there and when they finally put it in they credited the wrong account. They were showing her two months behind an her payment were there on the first of every month. Plus get there building address not a po box and send the payments to that addrress.

By: clbinmo

clbinmo — Mon, 31 Aug 2009 15:03:57 +0000

Get a lawyer to draw up a letter stating what you just said, that should give you time to get your bank info to them. You might think about writing your problem on bright paper and putting it on windows of cars parked at that bank letting them know they might not want to bank there. It is not against the law to tell your story. Maybe the bank might try to cooperate a little better. Good Luck!!

By: stillhappy89

stillhappy89 — Sat, 29 Aug 2009 18:32:25 +0000

take your cancle check or bank statments an go see them one time i put down the wrong acc # on check but got it resolved

By: glass m

glass m — Wed, 26 Aug 2009 21:58:38 +0000

call a attaorney, many will give free advise on the phone