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Honda asked: If major banks go bankrupt then what will happen to their debt? In other words, if a person owns couple thousands of dollars in credit card debts and the banks go under, is there still obligation to pay the debt? (This is theoretically question) Aimee M asked: I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick [...] blueunicornapopka asked: Most of my debt consists of medical bill leftovers (the amount after insurance) that has gone to collection. I have not seen anything that deals with those types of bad credit. They say medical is not supposed to affect your credit but it does. wittygee asked: I have been out of work for a while and became unable to pay on a credit card debt. It has been about 90 days since my last payment and I just got a letter from a law firm stating they will be pursuing collecting the debt. I am still out [...] oznerol62481 asked: I have had my car loan for about a year now, and have never missed a payment. My co-signer declared bankruptcy about six months ago, but my finance company told me as long as I continued to make the payments they would contact me about removing the co-signer/refinancing to make me sole [...] Jan R asked: I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment [...] shell asked: We carried the loan on a business we sold. We are in the process of taking the business back due to non payment for 6 months. We are doing a bulk sale transfer. Do you think we should have to pay sales tax again? No money is exchanging, it is a repossession. MLE asked: I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interest. I am considering paying off that student loan with a personal loan where I can get a better interest rate. If I do this will [...] gabyrig asked: If you get a conventional mortgage, your interest is tax deductible. If I take out a personal loan to buy my primary residence, can I deduct interest from that personal loan when I file my taxes? Thanks. Going to university is so exciting! All those new experiences, new faces and new places will make the next three years a memorable time for all! However being away from home for the first time can be something of a testing time. No longer will you be cocooned from the rest of the world, with [...] |
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