You can be a Home Swapper too!

People who are feeling the frustration of not being able to sell their home because the housing market is lacking in lustre should consider permanent home exchange.

According to the article “Fair exchange is no robbery!” more and more homeowners are turning to home exchange facilitating websites like Goswap.org and EasyHomeExchange.com so they can move on [...]

Don’t jinx it!

How many of us think like those Canadians? I think this kind of ‘Murphy’s Law’ type thinking is more widespread than existing only in the Canadian provinces!

According to the article “Steering clear of the jinx element!” a recent survey revealed that Canadians are buying insurance based on their need to protect themselves against bad luck. [...]

What happens when you file bankruptcy nowadays?

Why why not? asked: I hear it is very hard to file for the type of bankruptcy where they abolish all of your debt. However, what about the type of bankruptcy where you pay back some of your debt? If you file this type of bankruptcy, will you definitely get accepted, even [...]

How does personal finance affect the economy?

sioux4rose asked: how would personal finance on a personal level affect the US economy?

How long after a debt has been created can a creditor report to the credit bureau?

Avery S asked: I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections [...]

How can I clear up a repossession on my credit report?

Janie N asked: I let someone take over payment on a 99 Dodge Durango from a tote the note dealership and I carried insurance on it until then and they know that because they always had proof and he was the one making the payments.Then he had a wreck and totalled the vehicle and now [...]

the best way to get a repossession removed from a person’s credit report?

eric r asked: I am working on cleaning my own credit, and i am doing good so far, but i just wanted to know of some good ways to change the way a repossession looks on my credit report?

What is the best way to repair your credit after an auto repossession?

JaJo7 asked: I recently had a car repossession and my score really took a beating. I am really optimistic about cleaning up my report and I am open to any suggestions. Please help..

Can anyone suggest a good book on personal finance?

honey asked: Can anyone suggest a good book on personal finance? I have looked through the half.com $1 selections and the library, but it seems many of the books on this topic are filled with 100’s of pages of common sense (i.e. give up your latte’s, put 10% of earnings in a high yeild [...]

How do you settle debt with credit card companies?

tim asked: I’ve got some debt that’s currently in collections. And I got to talking to one of the debt collectors and he revealed that the average company is willing to settle for about 75% of the debt owed.
But since they’re basically screwing you with outragous interest that never allows you to really pay [...]