Survivalist Chronicles

sraj26 asked:


My girlfriend is behind on her car loan and has been threatened with repossession. To make matters worse, she had an accident (her fault) the same day her insurance lapsed and did $3000 damage to the car. She cannot afford to repair the car or make payments anymore so she is going to give up the car for voluntary repossession. My question is: When the car is sold and the deficency amount is calculated, will making a small payment each month keep them from pursuing a judgement against her?

Optional Information:
Dallas, Texas

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James K asked:


What must I do about an illegal vehicle repossession, and what legal steps must I take to fight back?

This

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LRG 4 LIFE asked:


I am wondering because I am trying to move into another apartment can I obtain an apartment with a repossession on my credit?

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Stephanie73 asked:


I filed a chapter 7 bankruptcy that was discharged over 3 years ago. Before I filed for bankruptcy, I had a car repossessed. I am now thinking about buying a new car, and aside from the bankruptcy, my credit is really good (731 FICO score). The repossession was included in the bankruptcy, and it doesn’t appear on my credit report from any of the 3 bureaus. But I know when you fill out an application for credit, they ask if you have any repossessions. Do I need to tell them about the repossession, or am I not obligated to disclose it because it was included in the bankruptcy? Also, can I qualify for those 0% offers that say your credit score has to be 720 or above, or would I not qualify because of the bankruptcy?

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OOH LALA asked:


i am in like over $30,000 debt. is there anyway i could make money with out really budgeting? keep in mind that i own a store, so i have to buy items for it everyweek.
oh yeah. and theres a baby in my family too. and ive previously owned another store.

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Alchemist asked:


Hi!

I have a personal finance blog http://www.vatsinvesting.com and I want to know how I can increase traffic to this blog. I want people to share news/ideas/resources about the personal finance on my blog but haven’t got much traffic there.

Any idea how I can increase the traffic?

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signabella asked:


I recently lost my job and with the price of gas my husband I and I can longer afford our SUV payment, gas, insurance. We were thinking of handing it back over to the bank to just be done with the whole thing. We want to buy a home in a few years. How will this affect us?

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? asked:


I had a very bad injury and now no income, I can not afford to pay for car or any other bills, bankruptcy is only option. How hard is it to rebuild your credit?

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greatelderone asked:


I know the US external debt is around 12 trillion, but what is the composition of the said debt? Treasury securities? What?

And second, does anyone have figures for who owns this outstanding debt? I have heard for example that China owns anything from 400 Billion to over 1 trillion. Does anyone have definite figures of these?

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mrp_dkc asked:


If there was one book or a few books about personal finance such as Rich Dad, poor dad and Think and grow rich that really changed your life into understanding money and investing what are they ?
I mean if there was a book that really explained stuff and made it clear about investing and having money work for you, what would it be ?

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