How long after a bankruptcy is discharged (finalized) does your credit report reflect that?

ariel_okinawa asked: In other words, my bankruptcy was discharged at the end of March, when will the credit report relect which accounts were thrown out in the bankruptcy?

Thanks!
DAS: I know that the items stay on the credit report, but they will have a note indicating that the were included in the bankruptcy so that any [...]

How old does a debt have to be, before you are no longer legally bound to pay it?

S L asked: I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?

I heard that collection agencies that specialize in buying old debts, to try and collect on, **** for people to know [...]

How does Bankruptcy work if you are married?

just_wondering asked: Wondering how bankruptcy works if you are married. Say if one has awful credit, and the other has really good credit. The one needs to file for bankruptcy. Will the bankruptcy affect the other spouse? Or can the one do it alone without affecting the spouse at all? Any info or sites to [...]

When filing bankruptcy in CA, is it OK to make big purchases?

beautiful bird asked: My friend is planning on filing bankruptcy and she wanted to make big purchases using her credit card prior to filing. How safe is it? What are the contingencies?
please… objective responses only. thank you.

Why is teaching Shakespear important? As in compared to personal finance as a school subject?

tammmy s asked: I think that schools should teach personal finance because it is something we ALL use. I have never used Beolulf or any lituarture read in school. Maybe no one told me why it is so improtant.

Can I buy a house with a repossession?

GIG45TXFL asked: I know the situation is worse now for people with ok – bad credit trying to buy a house, but is it impossible? I have a repossession from three years ago. I still have about $5000 to pay on it. My credit score is about 640. What do you think? [...]

Does anyone know what a Sinking Fund is and how to best use it for personal finance?

JJ22 asked: Typically, sinking funds are funds that a company uses to finance major repairs, maintenance and or replacement of major items. Repayment into where the funds originated, or back into the sinking fund is required.
How would a personal sinking fund be ran and would it be beneficial?

What is the most debt you have eliminated in a year?

TwinkaTee asked: I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!

How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?

Russ M asked: How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

What is a good free personal finance software?

thelastpirate asked: I have been searching for a good free personal finance software that has both nice asthetics and good usability. Any suggestions?